Contact details

Tel: 0161 2099089

Mobile: 07766 727151

Life Assurance and Property Insurance  

Mortgage Protection

Buying your house is likely to be the largest financial commitment you are likely to make. If you require a mortgage in support of the purchase of your property, then a Mortgage Protection Life Assurance Policy could be an important consideration for you. It is essential to consider the most appropriate protection policies for your personal circumstances.

Family Protection

Should you have a partner or dependents, you should at least consider how their standard of living would be maintained in the event of your death or being diagnosed with a defined critical illness. They may rely heavily upon your income and your death or incapacity due to critical illness may cause significant hardship.

No one likes to think that they will experience a critical illness. However, you are three times more likely to suffer a critical illness before the age of 60 than you are to die before that age. (Source: Health Insurance Guide / The Public Library 2005)

There may also be other reasons for taking out a life assurance policy.  These include paying off a personal loan, completing a child’s education or protecting a business.  

In these situations a lump sum or monthly income benefit from a life assurance policy could help to replace the lost income and give you peace of mind.  

Buildings and Contents Insurance

Property insurance is very important for all homeowners. Whether you have a mortgage or not, buildings and contents insurance is essential as the consequences of having inadequate or no cover could have significant negative implications. It is also important to review your existing insurance provision to ensure that it adequately meets the requirements to rebuild your property or replace your belongings and that you are getting the best possible deal.